Life Insurance

Life InsuranceLife insurance guarantees a specific sum of money to a designated beneficiary upon the death of the insured or to the insured if he or she lives beyond a certain age.

Life insurance may seem like a simple idea, but in reality it’s about a range of policies covering a number of life issues – including death, accidental death, sickness, and retirement income.


Many do not want to think about life insurance. But if you have dependents, life insurance is perhaps the most important component of your financial plan. Statland & Katz can work with you to find the most suitable plan to fulfill promises and obligations to the people you care about most – and to make sure you’re covered for the right amount with the most cost-effective policy.

After 34 years of providing life insurance, we always hear the most compelling reason to buy life insurance. “Why didn’t we buy more life insurance when we could? Now we can’t, and I wish we had more.”

Selecting a suitable policy is a tough decision. We are committed to helping you make the right decision. In the current marketplace, for example, variable life and universal life are wise choices for tax deferral. Our estate planning specialists are ready now to assist you in the creation of additional capital.

We represent all major outstanding providers and presently offer:

  • Term Insurance
  • Five Year Renewable and Convertible
  • Mortgage Protection
  • Level
  • Joint Life Second To Die Policies
  • Variable and Fixed Annuities
  • Variable and Universal Life
  • Whole Life
  • Interest Sensitive Whole Life
  • Buy-Sell
  • Keyman
  • Deferred Compensation
  • Estate Planning Second-To-Die Policies

Joseph W. McMartin Insurance Company

“…the amount of insurance people purchase reflects much less the results of their shopping around than the extent to which they trust their agent.”  Outposts, the WashingtonPost

5000 Sunnyside Ave., Suite 200 Beltsville, MD 20705
1-877-567-3749 | Phone: (301) 587-6050 | FAX: 301-937-5120 |