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Open Enrollment2015 enrollment and coverage start dates
You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year. If you own or operate a small business, you can start offering coverage to your employees any time. If you don’t enroll in 2015 coverage If you don’t have health coverage during 2015, you may have to pay a penalty. The fee in 2015 is higher than it was for 2014 — 2% of your income or $325 per adult/$162.50 per child, whichever is more.
During Open Enrollment, if you enroll:
You may buy Marketplace insurance outside Open Enrollment only if you qualify for a Special Enrollment Period due to a qualifying life event such as marriage, birth or adoption of a child, or loss of other health coverage. Learn more about how you qualify for a Special Enrollment Period. You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time. There is no limited enrollment period for these programs. You can apply any time. If you’re qualified, you can enroll immediately. If you own or operate a small business, you can start offering coverage to your employees at any time.
Statland & Katz, Ltd. Can Help and Provide Coverage.
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Not all auto policies are created equal. 
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